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Welcome to
Credit Union of New Jersey On-line
Still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Instant Pre-approvals.
We offer instant pre-approvals, so you can shop for your mortgage knowing that you can afford the home.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Processor is always just a call or e-mail away!


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Today's Featured Rates

Actual interest rates, APR's and fees may vary based on credit history and/or equity.
30 Year Fixed Rate
 Rate  APR  Points
 6.250%  6.290%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 6.250%  6.302%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 5.875%  5.940%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 5.875%  5.967%  0.000%
1/1/30 Year Adjustable Rate
 Rate  APR  Points
 5.000%  4.000%  0.000%
1/1/40 Year Adjustable Rate
 Rate  APR  Points
 5.125%  3.985%  0.000%
3/1/30 Year Adjustable Rate
 Rate  APR  Points
 5.375%  4.258%  0.000%
3/1/40 Year Adjustable Rate
 Rate  APR  Points
 5.500%  4.213%  0.000%
5/1/30 Year Adjustable Rate
 Rate  APR  Points
 5.500%  4.509%  0.000%
5/1/40 Year Adjustable Rate
 Rate  APR  Points
 5.625%  4.441%  0.000%
6/2/30 Year Adjustable Rate
 Rate  APR  Points
 5.625%  4.739%  0.000%
6/2/40 Year Adjustable Rate
 Rate  APR  Points
 5.750%  4.666%  0.000%
Assumptions


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